Namibia Financial Inclusion Survey
2017
Namibia, 2017
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Aug 05, 2024
Last modified
Apr 25, 2025
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- Data files
-
2017 NFIS MAIN
DATASET
Q124_3 Reasons for not using bank accounts or services (Q124_O3)
Data file: 2017 NFIS MAIN DATASET
Overview
Valid:
56
Invalid:
1807
Type:
Discrete
Decimal:
0
Width:
12
Range:
1 - 19
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Do not need it - Insufficient or no money coming into the account to justify it | 0 |
0%
|
| 2 | Have no money to save | 0 |
0%
|
| 3 | Cannot maintain the minimum balance | 17 |
30.4%
|
| 4 | Bank service charges are too high | 6 |
10.7%
|
| 5 | Banks are too far away | 8 |
14.3%
|
| 6 | Banking hours are not convenient | 1 |
1.8%
|
| 7 | Do not have the documentation required | 5 |
8.9%
|
| 8 | Do not understand how banks work | 4 |
7.1%
|
| 9 | Do not understand the language used in banks | 0 |
0%
|
| 10 | Do not know how to apply | 4 |
7.1%
|
| 11 | Do not understand benefits from having a bank account | 2 |
3.6%
|
| 12 | Do not trust banks | 0 |
0%
|
| 13 | Bank accounts are not for people like ‘me’ | 3 |
5.4%
|
| 14 | Fear refusals | 2 |
3.6%
|
| 15 | Banks do not provide the products or services needed | 0 |
0%
|
| 16 | Can get services needed elsewhere in the community | 1 |
1.8%
|
| 17 | Need permission of someone else to open it | 2 |
3.6%
|
| 18 | Other | 1 |
1.8%
|
| 19 | Do not know | 0 |
0%
|
| Sysmiss | 1807 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.