Namibia Financial Inclusion Survey
2017
Namibia, 2017
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Aug 05, 2024
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Apr 25, 2025
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- Data files
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2017 NFIS MAIN
DATASET
Q112_2_3b Reason for not having ANY SHORT TERM insurance products (Q112_3b_O1)
Data file: 2017 NFIS MAIN DATASET
Overview
Valid:
1654
Invalid:
209
Type:
Discrete
Decimal:
0
Width:
12
Range:
1 - 24
Format:
Numeric
Questions and instructions
Literal question
Q112.3b [IF NO TO ANY SHORT-TERM INSURANCE PRODUCTS, i.e., I-M, (codes 0 and 1) ASK:] Why don't you have any of the short-term/assert insurance products?
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Cannot afford / It is too expensive | 1186 |
71.7%
|
| 2 | I earn too little/I don’t have a job/I do not earn enough income | 55 |
3.3%
|
| 3 | I do not need to be insured because the value of my things is too low | 7 |
0.4%
|
| 4 | I don’t think anything will happen to my possessions | 4 |
0.2%
|
| 5 | Don’t want it | 47 |
2.8%
|
| 6 | Don’t believe in insurance | 7 |
0.4%
|
| 7 | Never thought about it | 34 |
2.1%
|
| 8 | I don’t know enough about these products | 103 |
6.2%
|
| 9 | I don’t need it | 19 |
1.1%
|
| 10 | Don’t have household contents | 2 |
0.1%
|
| 11 | Do not trust insurance to pay out when I claim | 5 |
0.3%
|
| 12 | These things are not meant for people like me | 1 |
0.1%
|
| 13 | There are better things to spend my money on | 1 |
0.1%
|
| 14 | Don’t see the benefits | 2 |
0.1%
|
| 15 | If I miss a payment I lose the insurance cover and the money I have paid for the | 0 |
0%
|
| 16 | I am too young/still a student | 19 |
1.1%
|
| 17 | I am not currently working | 47 |
2.8%
|
| 18 | I was declined or did not qualify | 1 |
0.1%
|
| 19 | The language used and conditions are too confusing | 1 |
0.1%
|
| 20 | I have never been told about it | 14 |
0.8%
|
| 21 | Covered by someone else | 10 |
0.6%
|
| 22 | No reason | 29 |
1.8%
|
| 23 | Do not know | 37 |
2.2%
|
| 24 | Other | 23 |
1.4%
|
| Sysmiss | 209 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
Interviewer instructions
[DO NOT READ. MULTIPLE MENTION POSSIBLE.]