Namibia Financial Inclusion Survey
2017
Namibia, 2017
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Aug 05, 2024
Last modified
Apr 25, 2025
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- Data files
-
2017 NFIS MAIN
DATASET
Q107_7 Factors considered when choosing a loan product or source of borrowing (o (Q110_other)
Data file: 2017 NFIS MAIN DATASET
Overview
Valid:
305
Type:
Discrete
Width:
198
Range:
-
Format:
character
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| Am too old. I do not need a loan | 1 |
0.3%
|
|
| Behaviour of person or institution | 1 |
0.3%
|
|
| But, so far I haven't done that. | 1 |
0.3%
|
|
| Cannot afford. | 1 |
0.3%
|
|
| DID TRY IT YET | 1 |
0.3%
|
|
| Did not Have loan | 1 |
0.3%
|
|
| Did not apply any | 1 |
0.3%
|
|
| Did not apply for a loan | 1 |
0.3%
|
|
| Did not apply for loan | 2 |
0.7%
|
|
| Did not choose a loan product yet | 1 |
0.3%
|
|
| Did not choose a loan product yet and I don't like borrowing | 1 |
0.3%
|
|
| Did not choose one yet | 1 |
0.3%
|
|
| Did not plan to choose a loan product | 1 |
0.3%
|
|
| Did not use any | 1 |
0.3%
|
|
| Don't apply for loan | 1 |
0.3%
|
|
| Don't apply for loans | 1 |
0.3%
|
|
| Don't borrow money | 1 |
0.3%
|
|
| Don't choose loan product | 1 |
0.3%
|
|
| Employer | 1 |
0.3%
|
|
| Financial planner | 1 |
0.3%
|
|
| Have not applied for any | 2 |
0.7%
|
|
| He does not borrow or consider it | 1 |
0.3%
|
|
| I | 1 |
0.3%
|
|
| I Wii never take a loan | 1 |
0.3%
|
|
| I am too old for applying for a loan | 1 |
0.3%
|
|
| I dd not think of applying a loan | 1 |
0.3%
|
|
| I did apply any loan | 1 |
0.3%
|
|
| I did not borrow any money | 1 |
0.3%
|
|
| I did not choose any | 1 |
0.3%
|
|
| I did not choose any loan | 1 |
0.3%
|
|
| I didn't choose a loan | 3 |
1%
|
|
| I dnt need a loan | 2 |
0.7%
|
|
| I do not believe in borrowing money | 1 |
0.3%
|
|
| I do not believe in borrowing money | 1 |
0.3%
|
|
| I do not bo | 1 |
0.3%
|
|
| I do not borrow | 2 |
0.7%
|
|
| I do not borrow money at all | 1 |
0.3%
|
|
| I do not borrow money since I have no money to pay | 1 |
0.3%
|
|
| I do not have any | 1 |
0.3%
|
|
| I do not have knowledge about it | 1 |
0.3%
|
|
| I do not need a loan | 3 |
1%
|
|
| I do not take loans | 1 |
0.3%
|
|
| I don't have the requirement needed for getting a loan | 1 |
0.3%
|
|
| I don't ask or borrow | 1 |
0.3%
|
|
| I don't borrow | 9 |
3%
|
|
| I don't borrow at all | 1 |
0.3%
|
|
| I don't borrow so I wouldn't know | 2 |
0.7%
|
|
| I don't consider to take a loan | 1 |
0.3%
|
|
| I don't know | 5 |
1.6%
|
|
| I don't know anything about loan products | 1 |
0.3%
|
|
| I don't know anything about loans | 1 |
0.3%
|
|
| I don't know because I don't borrow | 1 |
0.3%
|
|
| I don't know because I have never borrow | 2 |
0.7%
|
|
| I don't know how it work | 1 |
0.3%
|
|
| I don't know those things | 1 |
0.3%
|
|
| I don't like borrowing | 1 |
0.3%
|
|
| I don't like borrowing money at all | 1 |
0.3%
|
|
| I don't like loans | 1 |
0.3%
|
|
| I don't like to take a risky | 1 |
0.3%
|
|
| I don't need a loan | 5 |
1.6%
|
|
| I don't need a loan yet | 1 |
0.3%
|
|
| I don't see the need | 1 |
0.3%
|
|
| I don't take loans | 1 |
0.3%
|
|
| I don't think of loan products | 1 |
0.3%
|
|
| I don't think of loans | 1 |
0.3%
|
|
| I don't work so how do I apply for a loan???? | 1 |
0.3%
|
|
| I hardly do borrow money. I better use what I have at that time | 1 |
0.3%
|
|
| I have never done it be for so I don't know | 1 |
0.3%
|
|
| I have never tried it | 1 |
0.3%
|
|
| I know the person | 1 |
0.3%
|
|
| I never borrow money | 1 |
0.3%
|
|
| I never considered chosing a loan at all | 1 |
0.3%
|
|
| I never plan on taking a loan so I don't see any factors | 1 |
0.3%
|
|
| I never thought about taking a loan | 1 |
0.3%
|
|
| I never thought of Loans | 1 |
0.3%
|
|
| I never thought of it yet | 1 |
0.3%
|
|
| I never try it | 1 |
0.3%
|
|
| I will look at their time frame of paying back their money | 1 |
0.3%
|
|
| I will never apply for a loan | 1 |
0.3%
|
|
| I will never take a loan | 1 |
0.3%
|
|
| Interest fees and time for repaying back. | 1 |
0.3%
|
|
| Internet | 1 |
0.3%
|
|
| Months I m to pay | 1 |
0.3%
|
|
| Never applied any | 1 |
0.3%
|
|
| Never applied for a loan | 1 |
0.3%
|
|
| Never applied for one | 1 |
0.3%
|
|
| Never borrow | 2 |
0.7%
|
|
| Never choose a loan product | 1 |
0.3%
|
|
| Never consider on taking a loan | 1 |
0.3%
|
|
| Never consider taking out a loan | 1 |
0.3%
|
|
| Never done any of the above | 1 |
0.3%
|
|
| No charges | 1 |
0.3%
|
|
| No need for a loan | 1 |
0.3%
|
|
| Non | 1 |
0.3%
|
|
| None | 33 |
10.8%
|
|
| Not applicable to the respondent | 1 |
0.3%
|
|
| Not interested to debt. | 1 |
0.3%
|
|
| Not interested. | 1 |
0.3%
|
|
| Only option I had | 1 |
0.3%
|
|
| Period of pay back | 1 |
0.3%
|
|
| Recquirements needed there. | 1 |
0.3%
|
|
| Reliability | 1 |
0.3%
|
|
| Research on internet. | 1 |
0.3%
|
|
| Time that I have to pay the money back. | 1 |
0.3%
|
|
| Took school books just because I had no choice | 1 |
0.3%
|
|
| Where it's approved. | 1 |
0.3%
|
|
| Will not borrow | 1 |
0.3%
|
|
| ability to pay it back | 1 |
0.3%
|
|
| bank manager | 1 |
0.3%
|
|
| because is where i have account | 1 |
0.3%
|
|
| confidentiality | 1 |
0.3%
|
|
| considering whom will cover the loan if I die | 1 |
0.3%
|
|
| did not choose any | 2 |
0.7%
|
|
| did not choose one | 2 |
0.7%
|
|
| didn't qualify to apply loan | 1 |
0.3%
|
|
| do not borrow at all | 2 |
0.7%
|
|
| do not have anything to give back so I do not borrow | 1 |
0.3%
|
|
| do not know | 1 |
0.3%
|
|
| do not know about these product | 1 |
0.3%
|
|
| don't get loans | 1 |
0.3%
|
|
| don't know | 3 |
1%
|
|
| don't know loans | 1 |
0.3%
|
|
| don't know from whom to borrow | 1 |
0.3%
|
|
| don't know how it used | 1 |
0.3%
|
|
| don't know how it works | 3 |
1%
|
|
| don't really do loans | 1 |
0.3%
|
|
| don't understand how the product work | 1 |
0.3%
|
|
| don't understand that oroduct | 1 |
0.3%
|
|
| dont know | 2 |
0.7%
|
|
| easy to return back the cash | 1 |
0.3%
|
|
| enough time to repay back | 1 |
0.3%
|
|
| have no idea about loan | 2 |
0.7%
|
|
| have no idea about the loan | 1 |
0.3%
|
|
| have no idea loan product | 1 |
0.3%
|
|
| have not done it | 1 |
0.3%
|
|
| have not used any | 1 |
0.3%
|
|
| haven't borrowed money before | 1 |
0.3%
|
|
| he claims he does not loan or borrow | 1 |
0.3%
|
|
| he has an extended plenty of time to pay back for the loan | 1 |
0.3%
|
|
| how quickly I can get the money | 1 |
0.3%
|
|
| i didn't Not choose a loan | 4 |
1.3%
|
|
| i didn't choose a loan | 5 |
1.6%
|
|
| i didn't choose loan | 1 |
0.3%
|
|
| i do not need a loan | 1 |
0.3%
|
|
| i dont need a loan | 2 |
0.7%
|
|
| i dont need to borrow a loan | 1 |
0.3%
|
|
| i dot know | 1 |
0.3%
|
|
| interest , terms and condition. | 1 |
0.3%
|
|
| interest rate, collateral | 1 |
0.3%
|
|
| it gives the amount that i need | 1 |
0.3%
|
|
| lack of knowledge | 2 |
0.7%
|
|
| method of payment | 1 |
0.3%
|
|
| my employer | 1 |
0.3%
|
|
| my partner | 1 |
0.3%
|
|
| my wife always supports me | 1 |
0.3%
|
|
| never applied for a loan | 3 |
1%
|
|
| never applied for loan | 1 |
0.3%
|
|
| never choose a loans | 1 |
0.3%
|
|
| never chosen a loan | 1 |
0.3%
|
|
| never did it. | 1 |
0.3%
|
|
| never done it | 1 |
0.3%
|
|
| never tried | 1 |
0.3%
|
|
| never try it | 2 |
0.7%
|
|
| never try it before | 1 |
0.3%
|
|
| no experience about loan | 1 |
0.3%
|
|
| no idea about loan | 3 |
1%
|
|
| no loan | 1 |
0.3%
|
|
| no one | 2 |
0.7%
|
|
| no where to find money to pay back | 1 |
0.3%
|
|
| none | 36 |
11.8%
|
|
| none at all, because i hardly choose loan products | 1 |
0.3%
|
|
| none of the above | 2 |
0.7%
|
|
| not interesting | 1 |
0.3%
|
|
| nothing | 3 |
1%
|
|
| nothing. | 1 |
0.3%
|
|
| pay anytime when i get the money | 1 |
0.3%
|
|
| pay back period | 1 |
0.3%
|
|
| purpose of the loan | 1 |
0.3%
|
|
| rates of the product | 1 |
0.3%
|
|
| she claims that she does not really know about this loan products | 1 |
0.3%
|
|
| stability of interest rate. | 1 |
0.3%
|
|
| still young for such process | 1 |
0.3%
|
|
| the amount and the requirements of getting a loan | 1 |
0.3%
|
|
| too old | 1 |
0.3%
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.