Namibia Financial Inclusion Survey
2017
Namibia, 2017
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Aug 05, 2024
Last modified
Apr 25, 2025
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- Data files
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2017 NFIS MAIN
DATASET
Q102_3 Reasons for not borrowing money or taking goods or services on credit (Q102_O3)
Data file: 2017 NFIS MAIN DATASET
Overview
Valid:
70
Invalid:
1793
Type:
Discrete
Decimal:
0
Width:
12
Range:
1 - 18
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Fear of debt | 0 |
0%
|
| 2 | Can pay for my living expenses with what I have; do not need to borrow money or | 0 |
0%
|
| 3 | Worried that I would not be able to pay back the money | 14 |
20%
|
| 4 | The interest charged on borrowed money is too high | 8 |
11.4%
|
| 5 | Do not know where to borrow money | 5 |
7.1%
|
| 6 | Do not want to become a defaulter or be known as a defaulter | 6 |
8.6%
|
| 7 | Do not know how to apply for a loan | 2 |
2.9%
|
| 8 | Do not believe in borrowing money | 11 |
15.7%
|
| 9 | Do not have assets to give as security or collateral | 3 |
4.3%
|
| 10 | Do not have a credit record | 0 |
0%
|
| 11 | Do not trust banks or other lenders | 1 |
1.4%
|
| 12 | Do not want to borrow from money lenders | 3 |
4.3%
|
| 13 | Borrowing money is shameful and embarrassing | 4 |
5.7%
|
| 14 | My spouse/family/other people do not allow me to borrow money | 1 |
1.4%
|
| 15 | Tried, but was refused | 2 |
2.9%
|
| 16 | Have no one to borrow from | 5 |
7.1%
|
| 17 | No specific reason | 1 |
1.4%
|
| 18 | Other | 4 |
5.7%
|
| Sysmiss | 1793 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.