Namibia Financial Inclusion Survey
2017
Namibia, 2017
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Aug 05, 2024
Last modified
Apr 25, 2025
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- Data files
-
2017 NFIS MAIN
DATASET
Q102_1 Reasons for not borrowing money or taking goods or services on credit (Q102_O1)
Data file: 2017 NFIS MAIN DATASET
Overview
Valid:
1305
Invalid:
558
Type:
Discrete
Decimal:
0
Width:
12
Range:
1 - 18
Format:
Numeric
Questions and instructions
Literal question
Q102 [ASK IF NO TO Q101.1; Q101.2 AND Q101.3] Why have you not borrowed money or taken goods or services on credit?
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Fear of debt | 809 |
62%
|
| 2 | Can pay for my living expenses with what I have; do not need to borrow money or | 77 |
5.9%
|
| 3 | Worried that I would not be able to pay back the money | 161 |
12.3%
|
| 4 | The interest charged on borrowed money is too high | 17 |
1.3%
|
| 5 | Do not know where to borrow money | 7 |
0.5%
|
| 6 | Do not want to become a defaulter or be known as a defaulter | 10 |
0.8%
|
| 7 | Do not know how to apply for a loan | 1 |
0.1%
|
| 8 | Do not believe in borrowing money | 41 |
3.1%
|
| 9 | Do not have assets to give as security or collateral | 3 |
0.2%
|
| 10 | Do not have a credit record | 2 |
0.2%
|
| 11 | Do not trust banks or other lenders | 1 |
0.1%
|
| 12 | Do not want to borrow from money lenders | 11 |
0.8%
|
| 13 | Borrowing money is shameful and embarrassing | 3 |
0.2%
|
| 14 | My spouse/family/other people do not allow me to borrow money | 2 |
0.2%
|
| 15 | Tried, but was refused | 10 |
0.8%
|
| 16 | Have no one to borrow from | 16 |
1.2%
|
| 17 | No specific reason | 66 |
5.1%
|
| 18 | Other | 68 |
5.2%
|
| Sysmiss | 558 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
Interviewer instructions
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