Namibia Financial Inclusion Survey
2017

Namibia, 2017

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Reference ID

NAM_NSA_2017_NFIS V4

Producer(s)

Namibia Statistics Agency

Metadata

DDI/XML JSON

Created on

Aug 05, 2024

Last modified

Apr 25, 2025

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Data file: 2017 NFIS MAIN DATASET

Cases:	1863
Variables:	1072

Variables

ID

Master_Serial_number

Region

UrbanRural

Q6_HH_size

Q6. Number of people part of household

Q6_1_adults_in_hh

Q7. Number of HH eligible members (16 years and older)

Q9

Q9. Do you consider yourself as the head of the household?

Q10

Q10. Age of head of household

Q11

Q11. Gender of head of household

Q12

Q12. Marital status of head of household

Q14

Q14. What is your relationship to the head of the household?

Q15

Q15. Age of respondent

Q16

Q16. Gender of respondent

Q17

Q17. Marital status of respondent

Q18

Q18. Level of education achieved by respondent

Q18_1

Q18.1. Primary education

Q18_2

Q18.2. Secondary education

Q18_3

Q18.3. Technical/Vocational education

Q18_4

Q18.4. Tertiary education

Q19

Q19. Who is responsible for your household's financial decisions?

Q20

Q20. How would you describe your general state of health?

Q21

Q21. Source of treatment for illness

Q22_1a

Q22.1a Frequency of occurrence over the past year: Had to skip a meal because yo

Q22_2A_1

Q22.2a_1 Source of financial support: Had to skip a meal because you didn't have

Q22_2A_2

Q22.2a_2 Source of financial support: Had to skip a meal because you didn't have

Q22_1b

Q22.1b Frequency of occurrence over the past year: Had to go without medical tre

Q22_2B_1

Q22.2b_1 Source of financial support: Had to go without medical treatment/medici

Q22_2B_2

Q22.2b_2 Source of financial support: Had to go without medical treatment/medici

Q22_1c

Q22.1c Frequency of occurrence over the past year: Not been able to send childre

Q22_2C_1

Q22.2c_1 Source of financial support: Not been able to send children to school b

Q22_2C_2

Q22.2c_2 Source of financial support: Not been able to send children to school b

Q22_1d

Q22.1d Frequency of occurrence over the past year: Had to go without a cash inco

Q22_2D_1

Q22.2d_1 Source of financial support: Had to go without a cash income and had to

Q22_2D_2

Q22.2d_2 Source of financial support: Had to go without a cash income and had to

Q23_1

Q23.1 Dwelling structure

Q23_1_other

Q23.1 Dwelling structure - other specify

Q23_2

Q23.2 Main material used for the roof of the main dwelling

Q23_3

Q23.3 Main material of the floor of the main dwelling

Q23_4

Q23.4 Main material for the outer wall of the main dwelling

Q24_1

Q24.1 Number of rooms in this dwelling, excluding the kitchen, bathroom(s) and g

Q24_2

Q24.2 Number of rooms in this dwelling used for sleeping purposes

Q24_3

Q24.3 Number of people that usually sleep in this dwelling

Q25

Q25 Ownership/rent status of dwelling

Q26

Q26 Method of acquiring the dwelling

Q27

Q27 Means of financing ownership of the dwelling

Q28

Q28 Do you owe money on the dwelling?

Q29

Q29 Is proof of ownership of the dwelling held

Q30

Q30 Do you own the land on which the dwelling is located?

Q31

Q31 What proof of ownership of the land is held?

Q32

Q32 Do you own other dwellings?

Q33_O1

Q33.1 Reason for ownership of other dwellings?

Q33_O2

Q33.2 Reason for ownership of other dwellings?

Q33_Other

Q33.2 Reason for ownership of other dwellings? - Other (specify)

Q34

Q34 Do you own land somewhere else?

Q35

Q35 What proof of ownership of land elsewhere is held?

Q36_a

Q36a Do you agree with the statement: You will never move and will probably spen

Q36_b

Q36b Do you agree with the statement: Your dwelling is something to keep and nev

Q36_c

Q36c Do you agree with the statement: If you needed a large sum of money you wou

Q36_d

Q36d Do you agree with the statement: You would sell your dwelling to buy a bigg

Q36_e

Q36e Do you agree with the statement:You would use your dwelling as security whe

Q36_f

Q36f Do you agree with the statement: You think of your dwelling as an investmen

Q36_g

Q36g Do you agree with the statement: Your dwelling is an asset to earn money e.

Q36_h

Q36h Do you agree with the statement: You have enlarged or plan to enlarge your

Q37

Q37. Main source of drinking water

Q38

Q38.1 Household sanitation facilities

Q38_2

Q38.2 Is household sanitation facility shared with other households - Flush/Pour

Q38_3

Q38.2 Is household sanitation facility shared with other households - Flush/Pour

Q38_4

Q38.2 Is household sanitation facility shared with other households - Flush/Pour

Q38_5

Q38.2 Is household sanitation facility shared with other households - Ventilated

Q38_6

Q38.2 Is household sanitation facility shared with other households - Pit latrin

Q38_7

Q38.2 Is household sanitation facility shared with other households - Composting

Q38_8

Q38.2 Is household sanitation facility shared with other households - Flush/Pour

Q38_9

Q38.2 Is household sanitation facility shared with other households - Pit latrin

Q38_10

Q38.2 Is household sanitation facility shared with other households - Bucket

Q38_11

Q38.2 Is household sanitation facility shared with other households - Hanging to

Q38_12

Q38.2 Is household sanitation facility shared with other households - Other (spe

Q39

Q39 Main source of energy for cooking purposes

Q40_A

Q40.a Furniture

Q40_B

Q40.b Livestock (cattle, goats, sheep, donkeys, pigs, chicken, game, etc.)

Q40_C

Q40.c Farming implements (hand tools)

Q40_D

Q40.d Farming machinery (e.g. tractor, harvester)

Q40_E

Q40.e Generator

Q40_F

Q40.f Solar panels

Q40_G

Q40.g Trailer/Donkey cart/Wheelbarrow

Q40_H

Q40_I

Q40.i Motorcycle/Scooter

Q41_1_a

Q41.1 Communication devices - Own

Q41_1_b

Q41.1 Communication devices - Own

Q41_1_2a

Q41.1 Communication devices - Access to

Q41_1_2b

Q41.1 Communication devices - Access to

Q41_1_2c

Q41.1 Communication devices - Access to

Q41_1_2d

Q41.1 Communication devices - Access to

Q41_2_a

Q41.2 Communication devices - Usage: Cell phone

Q41_2_b

Q41.2 Communication devices - Usage: Public phone

Q41_2_c

Q41.2 Communication devices - Usage: Landline at home

Q41_2_d

Q41.2 Communication devices - Usage: Internet

Q42A

Q42a Documents held in your name: Identification document/Passport

Q42B

Q42b Documents held in your name: Documents that show your residential address

Q42C

Q42c Documents held in your name: Proof of income (e.g. payslip)

Q42D

Q42d Documents held in your name: Drivers License

Q43_1

Q43a Agree/Disagree: You have a clear sense of what you want to achieve with you

Q43_2

Q43b Agree/Disagree: You are working towards achieving your dreams and goals

Q43_3

Q43c Agree/Disagree: After your death, your family will have enough to live comf

Q43_4

Q43d Agree/Disagree: It is the responsibility of Government to take care of you

Q43_5

Q43e Agree/Disagree: People in your community have a strong sense of involvement

Q43_6

Q43f Agree/Disagree: It is your own responsibility to ensure that the basic need

Q44

Q44 Farming involvement

Q45

Q45 Description of involvement in farming

Q46_1a_O1

Q46.1a Agricultural activities household is involved in - Crops

Q46_1a_O2

Q46.1ab Agricultural activities household is involved in - Crops

Q46_1a_O3

Q46.1a Agricultural activities household is involved in - Crops

Q46_1a_O4

Q46.1a Agricultural activities household is involved in - Crops

Q46_1a_O5

Q46.1a Agricultural activities household is involved in - Crops

Q46_1a_O6

Q46.1a Agricultural activities household is involved in - Crops

Q46_1a_other

Q46.1a Agricultural activities household is involved (other) - Crops

Q46_2a

Q46.2a Crops making the most income from

Q46_1b_O1

Q46.1b Agricultural activities household is involved in - Indigenous Natural Pro

Q46_1b_O2

Q46.1b Agricultural activities household is involved in - Indigenous Natural Pro

Q46_1b_O3

Q46.1b Agricultural activities household is involved in - Indigenous Natural Pro

Q46_1b_O4

Q46.1b Agricultural activities household is involved in - Indigenous Natural Pro

Q46_1b_O5

Q46.1b Agricultural activities household is involved in - Indigenous Natural Pro

Q46_2b

Q46.2b Indigenous Natural Products making the most income from

Q46_1c_O1

Q46.1c Agricultural activities household is involved in - Livestock

Q46_1c_O2

Q46.1c Agricultural activities household is involved in - Livestock

Q46_1c_O3

Q46.1c Agricultural activities household is involved in - Livestock

Q46_1c_O4

Q46.1c Agricultural activities household is involved in - Livestock

Q46_1c_O5

Q46.1c Agricultural activities household is involved in - Livestock

Q46_1c_O6

Q46.1c Agricultural activities household is involved in - Livestock

Q46_1c_O7

Q46.1c Agricultural activities household is involved in - Livestock

Q46_1c_O8

Q46.1c Agricultural activities household is involved in - Livestock

Q46_2c

Q46.2b Livestock making the most income from

Q47_1

Q47a Agree/Disagree: Your household will never sell your livestock

Q47_2

Q47b Agree/Disagree: Your household will use your livestock as security when you

Q47_3

Q47c Agree/Disagree: Your household regards livestock as a form of savings

Q47_4

Q47d Agree/Disagree: Your household will sell some of your livestock to get cash

Q47_5

Q47e Agree/Disagree: Your household sells livestock on a regular basis as a mean

Q48_O1

Q48_1 Financial source for financing farming inputs

Q48_O2

Q48_2 Financial source for financing farming inputs

Q48_O3

Q48_3 Financial source for financing farming inputs

Q48_O4

Q48_4 Financial source for financing farming inputs

Q48_other

Q48_5 Financial source for financing farming inputs (other)

Q49

Q49 Does Government supply farming inputs at subsidised or lower cost?

Q50_O1

Q50_1 Inputs received from Government at subsidized or lower cost

Q50_O2

Q50_2 Inputs received from Government at subsidized or lower cost

Q50_O3

Q50_3 Inputs received from Government at subsidized or lower cost

Q50_O4

Q50_4 Inputs received from Government at subsidized or lower cost

Q50_O5

Q50_5 Inputs received from Government at subsidized or lower cost

Q51

Q51 Is farming mainly for consumption or selling?

Q52

Q52.1 Have you or your household considered to farm for business purposes

Q52_1

Q52.2 Which statement below suits the consideration made by you or your househol

Q53_O1

Q53_1 Reasons for not considering commercial farming

Q53_O2

Q53_2 Reasons for not considering commercial farming

Q53_O3

Q53_3 Reasons for not considering commercial farming

Q53_O4

Q53_4 Reasons for not considering commercial farming

Q53_O5

Q53_5 Reasons for not considering commercial farming

Q53_other

Q53_6 Reasons for not considering commercial farming

Q54_O1

Q54_1 Reasons for not converting to commercial farming, even though it has been

Q54_O2

Q54_2 Reasons for not converting to commercial farming, even though it has been

Q54_O3

Q54_3 Reasons for not converting to commercial farming, even though it has been

Q54_O4

Q54_4 Reasons for not converting to commercial farming, even though it has been

Q55_O1

Q55_1 Who are products and services mainly sold to?

Q55_O2

Q55_2 Who are products and services mainly sold to?

Q55_O3

Q55_3 Who are products and services mainly sold to?

Q55_O4

Q55_4 Who are products and services mainly sold to?

Q55_O5

Q55_5 Who are products and services mainly sold to?

Q56_O1

Q56.1 Three main challenges faced when selling products and services: Most impor

Q56_O2

Q56.2 Three main challenges faced when selling products and services: Second mos

Q56_O3

Q56.3 Three main challenges faced when selling products and services: Third most

Q57_1_O1

Q57.1 Source of Money - Salary/wages from Government/parastatal

Q57_1_O2

Q57.1 Source of Money - Salary/wages from private company

Q57_1_O3

Q57.1 Source of Money - Salary/wages from an individual (i.e. domestic worker/f

Q57_1_O4

Q57.1 Source of Money - Self-employed (have own business) – formal sector

Q57_1_O5

Q57.1 Source of Money - Self-employed (have own business) – informal sector

Q57_1_O6

Q57.1 Source of Money - Money from farming (crops and/or livestock; by-products

Q57_1_O7

Q57.1 Source of Money - Piece work

Q57_1_O8

Q57.1 Source of Money - Make goods to sell

Q57_1_O9

Q57.1 Source of Money - Sell something I grow

Q57_1_O10

Q57.1 Source of Money - Sell something I collect from nature (thatch/wood/charc

Q57_1_O11

Q57.1 Source of Money - Rental income/subletting rooms, shack, house

Q57_1_O12

Q57.1 Source of Money - Government old age pension

Q57_1_O13

Q57.1 Source of Money - Company pension

Q57_1_O14

Q57.1 Source of Money - Child grant

Q57_1_O15

Q57.1 Source of Money - Disability grant

Q57_1_O16

Q57.1 Source of Money - War veterans/ex-combatants grant

Q57_1_O17

Q57.1 Source of Money - Return on investments

Q57_1_O18

Q57.1 Source of Money - Maintenance money

Q57_1_O19

Q57.1 Source of Money - Remittances (money from friends/family)

Q57_1_O20

Q57.1 Source of Money - Get money from someone else

Q57_1_O21

Q57.1 Source of Money - Other

Q57_1_O22

Q57.1 Source of Money - Do not get money (Please do not read out)

Q57_1_021_other

Q57.1 Source of Money - Other (please specify):

Q57_2_O1

Q57.2 Frequency of income - Salary/wages from Government/parastatal

Q57_2_O2

Q57.2 Frequency of income - Salary/wages from private company

Q57_2_O3

Q57.2 Frequency of income - Salary/wages from an individual (i.e. domestic work

Q57_2_O4

Q57.2 Frequency of income - Self-employed (have own business) – formal sector

Q57_2_O5

Q57.2 Frequency of income - Self-employed (have own business) – informal sector

Q57_2_O6

Q57.2 Frequency of income - Money from farming (crops and/or livestock; by-prod

Q57_2_O7

Q57.2 Frequency of income - Piece work

Q57_2_O8

Q57.2 Frequency of income - Make goods to sell

Q57_2_O9

Q57.2 Frequency of income - Sell something I grow

Q57_2_O10

Q57.2 Frequency of income - Sell something I collect from nature (thatch/wood/c

Q57_2_O11

Q57.2 Frequency of income - Rental income/subletting rooms, shack, house

Q57_2_O12

Q57.2 Frequency of income - Government old age pension

Q57_2_O13

Q57.2 Frequency of income - Company pension

Q57_2_O14

Q57.2 Frequency of income - Child grant

Q57_2_O15

Q57.2 Frequency of income - Disability grant

Q57_2_O16

Q57.2 Frequency of income - War veterans/ex-combatants grant

Q57_2_O17

Q57.2 Frequency of income - Return on investments

Q57_2_O18

Q57.2 Frequency of income - Maintenance money

Q57_2_O19

Q57.2 Frequency of income - Remittances (money from friends/family)

Q57_2_O20

Q57.2 Frequency of income - Get money from someone else

Q57_2_O21

Q57.2 Frequency of income - Other

Q57_3_O1

Q57.3 Payment channel - Salary/wages from Government/parastatal

Q57_3_O2

Q57.3 Payment channel - Salary/wages from private company

Q57_3_O3

Q57.3 Payment channel - Salary/wages from an individual (i.e. domestic worker/

Q57_3_O4

Q57.3 Payment channel - Self-employed (have own business) – formal sector

Q57_3_O5

Q57.3 Payment channel - Self-employed (have own business) – informal sector

Q57_3_O6

Q57.3 Payment channel - Money from farming (crops and/or livestock; by-product

Q57_3_O7

Q57.3 Payment channel - Piece work

Q57_3_O8

Q57.3 Payment channel - Make goods to sell

Q57_3_O9

Q57.3 Payment channel - Sell something I grow

Q57_3_O10

Q57.3 Payment channel - Sell something I collect from nature (thatch/wood/char

Q57_3_O11

Q57.3 Payment channel - Rental income/subletting rooms, shack, house

Q57_3_O12

Q57.3 Payment channel - Government old age pension

Q57_3_O13

Q57.3 Payment channel - Company pension

Q57_3_O14

Q57.3 Payment channel - Child grant

Q57_3_O15

Q57.3 Payment channel - Disability grant

Q57_3_O16

Q57.3 Payment channel - War veterans/ex-combatants grant

Q57_3_O17

Q57.3 Payment channel - Return on investments

Q57_3_O18

Q57.3 Payment channel - Maintenance money

Q57_3_O19

Q57.3 Payment channel - Remittances (money from friends/family)

Q57_3_O20

Q57.3 Payment channel - Get money from someone else

Q57_3_O21

Q57.3 Payment channel - Other

Q57_3b

Q57.3b Wallet Money users - How much do you leave on the wallet for later use af

Q57_c_O1

Q57.3c Wallet Money users - Services

Q57_c_O2

Q57.3c Wallet Money users - Services

S_235_3

Q57.3c Wallet Money users - Other services)

Q57_4

Q57_4. Main source of income

Q57_4_other

Q57_4. Main source of income - others specified

Q58_O1

Q58_1 Who gives you money, or pays for your expenses?

Q58_O2

Q58_2 Who gives you money, or pays for your expenses?

Q59a

Q59a.Total Monthly Income actual

Q59b

Q59b. Personal Monthly Income - Categorized -19 codes

Q64_1_O1

Q64.1_1 Means of covering costs of major expenses: Birth of a child

Q64_1_O2

Q64.1_2 Means of covering costs of major expenses: Birth of a child

Q64_1_O3

Q64.1_3 Means of covering costs of major expenses: Birth of a child

Q64_1_O4

Q64.1_4 Means of covering costs of major expenses: Birth of a child

Q64_2_O1

Q64.2_1 Means of covering costs of major expenses: Wedding

Q64_2_O2

Q64.2_2 Means of covering costs of major expenses: Wedding

Q64_2_O3

Q64.2_3 Means of covering costs of major expenses: Wedding

Q64_2_O4

Q64.2_4 Means of covering costs of major expenses: Wedding

Q64_3_O1

Q64.3_1 Means of covering costs of major expenses: Funeral/Memorial

Q64_3_O2

Q64.3_2 Means of covering costs of major expenses: Funeral/Memorial

Q64_3_O3

Q64.3_3 Means of covering costs of major expenses: Funeral/Memorial

Q64_3_O4

Q64.3_4 Means of covering costs of major expenses: Funeral/Memorial

Q64_4_O1

Q64.4_1 Means of covering costs of major expenses: Medical emergency

Q64_4_O2

Q64.4_2 Means of covering costs of major expenses: Medical emergency

Q64_4_O3

Q64.4_3 Means of covering costs of major expenses: Medical emergency

Q64_4_O4

Q64.4_4 Means of covering costs of major expenses: Medical emergency

Q64_5_O1

Q64.5_1 Means of covering costs of major expenses: Children's education

Q64_5_O2

Q64.5_2 Means of covering costs of major expenses: Children's education

Q64_5_O3

Q64.5_3 Means of covering costs of major expenses: Children's education

Q64_5_O4

Q64.5_4 Means of covering costs of major expenses: Children's education

Q64_6_O1

Q64.6_1 Means of covering costs of major expenses: Damage from a natural disaste

Q64_6_O2

Q64.6_2 Means of covering costs of major expenses: Damage from a natural disaste

Q64_6_O3

Q64.6_3 Means of covering costs of major expenses: Damage from a natural disaste

Q64_6_O4

Q64.6_4 Means of covering costs of major expenses: Damage from a natural disaste

Q64_7_O1

Q64.7_1 Means of covering costs of major expenses: Retirement

Q64_7_O2

Q64.7_2 Means of covering costs of major expenses: Retirement

Q64_7_O3

Q64.7_3 Means of covering costs of major expenses: Retirement

Q64_7_O4

Q64.7_4 Means of covering costs of major expenses: Retirement

Q64_8_O1

Q64.8_1 Means of covering costs of major expenses: Other celebrations (e.g birth

Q64_8_O2

Q64.8_2 Means of covering costs of major expenses: Other celebrations (e.g birth

Q64_8_O3

Q64.8_3 Means of covering costs of major expenses: Other celebrations (e.g birth

Q64_8_O4

Q64.8_4 Means of covering costs of major expenses: Other celebrations (e.g birth

Q65

Q65 Are other problems faced in terms of where or how to pay for regular items

Q66_O1

Q66_1 Main problems faced in terms of where or how to pay for regular items

Q66_O2

Q66_2 Main problems faced in terms of where or how to pay for regular items

Q66_O3

Q66_3 Main problems faced in terms of where or how to pay for regular items

Q66_O4

Q66_4 Main problems faced in terms of where or how to pay for regular items

Q66_Other

Q66_4 Main problems faced in terms of where or how to pay for regular items

Q67a_1

Q67a Time taken to travel to the nearest: Retail outlets (e.g. shoprite, Pick ‘n

Q67a_2

Q67b Time taken to travel to the nearest: Market - place where vendors sell food

Q67a_3

Q67c Time taken to travel to the nearest: Post Office

Q67a_4

Q67d Time taken to travel to the nearest: Bank

Q67a_5

Q67e Time taken to travel to the nearest: ATM

Q67a_6

Q67e Time taken to travel to the nearest: Medical services (e.g. clinic; hospita

Q67a_7

Q67f Time taken to travel to the nearest: Insurance company/Broker/Agent

Q67a_8

Q67f Time taken to travel to the nearest: Cuca Shops

Q67b_1

Q67a Distance taken to travel to the nearest: Retail outlets (e.g. shoprite, Pic

Q67b_2

Q67b Distance taken to travel to the nearest: Market - place where vendors sell

Q67b_3

Q67c Distance taken to travel to the nearest: Post Office

Q67b_4

Q67d Distance taken to travel to the nearest: Bank

Q67b_5

Q67e Distance taken to travel to the nearest: ATM

Q67b_6

Q67e Distance taken to travel to the nearest: Medical services (e.g. clinic; hos

Q67b_7

Q67f Distance taken to travel to the nearest: Insurance company/Broker/Agent

Q67b_8

Q67f Distance taken to travel to the nearest: Cuca Shops

Q68_O1

Q68_1 What would help improve the lives of people in the community

Q68_O2

Q68_2 What would help improve the lives of people in the community

Q68_O3

Q68_3 What would help improve the lives of people in the community

Total: 1072

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